67 testimonials
In their own words.
Messages and comments from learners and bankers who used the lectures and courses for interviews, new roles, promotions and day-to-day credit work.
Names are hidden for privacy and bank names are removed. Messages are lightly edited for spelling and clarity; those written in Hindi are shown in English translation.
I started my career in 2024 as a Sales Coordinator, where I handled loan login and disbursement processes. While working there, I enrolled in your complete Credit & Underwriting (Non-Commerce) course. I followed a strict routine, watching your lectures every day from 5 to 8 AM and again from 8 to 10 PM, while making detailed notes. I completed the entire course between December 2024 and April 2025. In June/July 2025 I joined [a bank] as a Credit Officer. Today, after one year in the banking industry, I have been promoted to Branch Credit Manager, and my overall salary has increased by nearly 70–80% over the past two years.
I messaged you back in 2024 when I got selected as a Credit Officer. Just wanted to give you a quick update on my journey. Since then, I've used your credit concepts to clear Scale 2 in 2025, and yesterday I finally made it to the Grade A list! In just 2 years, I've moved from Scale 1 to the apex DFI. Your videos and the way you explain credit assessment made a huge difference in my technical rounds and interviews.
I was previously working in a CPA role, and after following your guidance and understanding the industry better through your videos, I have now moved into a CM role in Business Loans. Your explanations and career insights played a meaningful role in helping me make this transition.
With 8 plus years of experience in working capital, I must say that the teaching way of Ankush sir is unmatched. The way he simplifies complex concepts is remarkable. Even those who are serving in banks at senior levels are sometimes unaware of the nuances of these concepts. Kudos to him!
I did your working capital credit course as a fresher and bagged a job in co-lending as a product analyst in an NBFC. I was really stuck, and you came as a guiding light. Now I am earning well through my job and have become financially independent.
I want to say a very big thank you. All your working capital videos are very helpful. I have been working in a bank for 6 years in the same department, but my concepts were still not clear. After watching your videos, not only are my concepts clear, the quality of my CAM writing has improved too. I owe my improvement completely to you, sir.
I'm from Tamil Nadu and I don't know Hindi, but I used to watch the Hindi channel even though I could follow only around 25 percent of it. Your English channel is like God's blessing for people like me who don't know Hindi and work in a bank job. Your classes are very helpful, and I used to take notes from them for my interviews.
Thank you so much for my promotion. All credit goes to you, Sir. I got promoted with the help of your episodes made for candidates from a non-commerce background. I recommend to all my colleagues working in NBFCs to take the membership and benefit from your videos.
I have been employed in the Trade Finance Department for more than six years. In all that time, no one has explained these fundamental principles with the clarity and insight that you have provided. I wish to express my sincere and profound appreciation for the exceptional quality of your explanations.
I was in sales, and in between I was on a career break. I was not getting enough chances and it took some time. Your videos helped me a lot, and now I have joined an NBFC as a credit manager. Your playlist helped a lot during interviews. Thanks a lot.
Through your YouTube videos, I learned about interview preparation and credit underwriting. Your guidance played an important role in my professional growth, and I was able to progress in my career to become a Branch Credit Manager.
Currently, I am working in a PSU bank as a Manager. I constantly watch your videos and live streams, and have been watching them since 2023. Yesterday the result came and I got selected as a Grade A officer [at a development finance institution]. Your videos helped me a lot in clearing the interview for an experienced, lateral-entry role. It was my dream, and you helped me fulfil it.
I have been following you for the last 1.5 years. Learning almost every credit concept from your videos has now become a part of my life. Because of the knowledge you have shared, I landed a job in working capital in retail credit, and now I've got a job in wholesale banking as AVP. Truly blessed to have you as a mentor.
I would like to share with you that I have been promoted to Chief Manager recently. Your videos gave me not only knowledge but also enhanced my loan processing skills, boosting my confidence, which will help me become a leader.
I started my banking journey in 2022 as a Relationship Manager, and now I am working with a PSU bank as a Specialist Credit Officer in Scale II grade. Your videos have made a big contribution to this journey.
Following your videos and a member of the group since February. Got selected in two banks as Senior Manager.
Sir, you are a saviour. I just joined as an RM and got some heat from my managers about the basics of working capital. Now I am feeling confident after completing this playlist. I would have paid any money for these videos.
Your YouTube video on pledge finance and warehouse receipt finance has been instrumental in guiding us through this new venture. Your detailed explanation of the basic concepts has been invaluable, enabling us to successfully onboard our first customer. Your ability to demystify complex financial concepts is truly commendable.
I just want to thank you for supporting me and guiding me during my tenure. Managers like you are a blessing. Especially after coming here, I realised how blessed I was to have a manager like you.
In today's world, where banks often lack proper formal training or provide training in a distracted environment, you stepped in and filled a huge gap. Through your videos, concepts can be understood clearly and revisited any number of times, which makes learning truly effective. Thank you for choosing purpose over comfort and for inspiring so many of us.
Thanks, sir, on behalf of the whole banker community for such informative and educational videos. This kind of content can't be found in any staff training college or bank academy.
Your videos are a perfect guide for bankers who are relatively new in their role. They help you understand concepts that are not taught anywhere and come only from practice. This is the first time I have taken a paid subscription of any channel, and I'm happy to be a member of your community.
Being a CA aspirant myself, I see many CA students who are unable to get the required exposure and learning during articleship. These are not just videos but a treasure chest for CA aspirants like us. I literally owe you for these videos.
Your teaching methodology is truly commendable and remains admirably focused, without any extraneous digressions. It is profoundly immersive, to say the least. I would respectfully request you to consider expanding your offerings to include the CFA curriculum as well.
I feel very fortunate to have come to know about your channel. I have 2 years of experience in unsecured lending with one of the most prestigious micro lenders, and I am now looking to build a career in working capital credit underwriting. Your channel gave me direction and the confidence to get ahead.
I have passed my [bank] interview after watching your interview videos. Thank you so much.
I would like to express my sincere gratitude for your guidance and conceptual clarity in MSME lending during the time I had the opportunity to work with you as an RM in the sales team. Your strong conceptual videos played a significant role in helping me clear multiple bank examinations for Scale 2 and officer roles. I will always hold your teachings in the highest regard.
I'm a branch credit and operations manager in mortgage business loans, and I really appreciate your efforts and every small detail you describe in your videos. Things are really easy after watching your videos. I'll learn much more from you, Sir.
Thank you so much. You are making videos in English, which is so rare to find on YouTube. You're my saviour.
Your channel is a breath of fresh air for me. In December 2024 I got a job as a CPA in [a private bank]. Now that I have learned CPA work, the bank is giving me the chance to do PD and full underwriting work.
I am in the transaction banking department and really enjoy watching your videos. I have learned a lot from them. When I was looking for product knowledge without much proper guidance, your videos proved to be a game changer.
Thank you, sir, for the wonderful explanation. This video is like a diamond in a coal mine that I found on YouTube. Keep guiding us, sir.
I got selected for a corporate credit role. Your videos helped a lot in my preparation. Thank you.
I am glad to inform you that I have been selected as a credit officer. I followed only your lectures before the interview, and they asked at least 5 questions from your lectures. Without you it would not have been possible. Thank you so much, from the bottom of my heart.
The 70%+ certificate idea is fantastic. Your course is super helpful. I keep getting recommendations for your channel, and I personally recommend it to others too. Grateful for your hard work.
I wanted to sincerely thank you for your insightful YouTube videos. They played a crucial role in helping me clear my interview for the Credit Manager role.
I find this new series highly informative, and I believe the more videos you create on this topic, the more it will enhance our situational knowledge. In my opinion, this series has the potential to be the best one you've produced to date.
I am very grateful to have a teacher like you. I am working as a credit manager, and your videos have given me a lot of clarity. Thanks for your time and dedication, sir.
Because of your videos, I was able to crack my interview this year and got promoted. I will always be grateful to you. You made me so thorough with the concepts.
I have been selected as a Grade B Officer. Your videos on banking and finance helped me a lot in answering questions related to my field better, since I am already working as an Assistant Manager in a bank. Keep spreading knowledge.
You have been doing a great, selfless job by transferring your many years of hard-earned knowledge to people. You have given more than you have received. I have learnt a lot from you. From the depth of my heart, I only wish for your well-being.
Writing this with heartfelt gratitude. I prepared for the Grade A officer exam [of a development finance institution] through your channel. It was the most important source of my preparation, and thanks to your efforts I have been selected.
I subscribed to this channel 1.5 years ago and have watched almost 80% of the videos. Now I feel comfortable that I can prepare any proposal below ₹5 crore. I start my day with Ankush sir's video during my morning walk. It's really beneficial for me.
One year ago I asked sir to make a video on project finance, and he told me it was available in the members' section. I subscribed and watched the 11-video series twice, and I really learnt a lot. I think it is one of the best video series on project finance. It helped me when I prepared my first new proposal.
Before subscribing, I watched sir's CMA video series of about 8.5 hours, and it's really superb. I watched the full series at least 4 to 5 times, and now I am confident that no one will raise a query on my CMA. My management made me mentor of 2 branches, and I taught them very confidently. Sir's whole video series is my favourite.
You are not just making videos or sharing knowledge; you are earning the blessings of so many people. I recommended your channel to someone I know who is a graduate and couldn't afford higher education, but wanted a good job in banking. She has successfully secured a job in credit at an NBFC.
I feel so lucky that I found your channel on YouTube. I have gained great knowledge from it. Although I am a commerce student, I never thought someone could simplify the balance sheet in such a manner.
Very glad to share that I have cracked an interview in the working capital / BBG vertical. It was a great achievement for me, as I was working in LAP/BL, and I will be using your wisdom to guide my future.
Sir, I've been promoted to Senior Credit Manager. Huge thanks to you for the content you share and for giving insights into how to see things as an underwriter.
Such a supportive video, thanks a lot. Appreciating you from Karachi, Pakistan.
I have been following your YouTube channel for the past eight months, and you're doing an outstanding job. I have over eight years of experience in the working capital domain and have worked with several leading private banks. Due to the demands of my work, I often found it challenging to dive deeper into the nuances of working capital. Your videos have helped bridge that gap and enhanced my understanding significantly.
I'm one of your regular students from YouTube and the Telegram community. First of all, happy birthday! I'm excited to share that I got selected as a Credit Officer [at a public sector bank], on your special day, no less. Your selfless dedication played a huge role in my success, and words can't fully capture how thankful I am.
With the guidance of your interview videos, I got selected [at a public sector bank] as a Scale 2 credit officer. Thank you so much, sir.
I visited this channel for the first time. It's very knowledgeable. These are core concepts that no one has explained this way. This is practical knowledge that can bridge the gap between our education system and real-world work.
Recently I had an interview for a Scale III credit officer role, and I went through your videos on working capital products to refresh my knowledge. It gives me immense pleasure to share that I've been selected and am awaiting my posting. Thank you for putting in so much effort.
No words will suffice to thank you enough. The way you explain is nowhere available on the internet. Your lectures are certainly going to be our long-term funds, which we'll utilise to create long-term assets that will yield benefits in future.
Your videos helped me land an internal audit role in a multinational firm with work from home, even though I was from a sales background in working capital. You are an angel to me.
Thank you, sir, for your valuable feedback. Your guidance was very honest and real, which is quite rare these days. I got a lot of clarity. Really appreciate your time. Will definitely stay in touch.
You explain every single point in all your videos. You truly make very useful videos. I watched your first video on a ₹100 crore loan and have followed you ever since. In that video you taught everything in such fine detail. Truly, you are a guru.
I want to thank you. I took your channel membership for some time, and with its help I qualified as a credit officer and am now in training. Meanwhile, I also gave a Scale 2 interview, and before it I rewatched some important topic videos, which were very helpful in the interview. I got selected in Scale 2 as well.
Sir, I got selected as a credit manager. Thank you, sir, your interview series really helped me a lot.
Sir, I finally got selected! Your videos helped a lot in the interview. Thank you so much, sir.
I subscribed to this channel 1.5 years ago and have watched 80% of its videos. If there is a number one channel in Hindi on credit appraisal, I think it's CA Ankush Jain sir's. It's really amazing, and for me the membership is worth every rupee.
Thanks, sir. I am a banking aspirant, and I could not understand banking circulars because the language is technical, but after this video it became clear. Please keep making videos on banking circulars.
Sir, there's no need to ask anyone in the office. I just watch your videos and find the answer to every question in easy words, with clear concepts.
This is one of the best videos on YouTube, because you explained cash earnings, which is the ultimate truth. One of the finest videos. You taught us so much, sir.
After doing your course, my accounting skills have improved a lot. You are just a gem of a person, Ankush sir. Now I even correct my boss's mistakes. I will always be grateful to you.
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